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Credit history catch22 pushes millennials towards pay day loans

Credit history catch22 pushes millennials towards pay day loans Learn discovers not enough background guidelines away credit that is cheap drives them to high-cost loans, which often reduces ratings further The research discovered millennials had been twice as likely as seniors to own applied for loans that are payday. Photograph: Andy Hall/The Observer The research […]

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Lending Club had been even more conservative whenever it started in 2007.

Lending Club had been even more conservative whenever it started in 2007. Its credit that is minimum score borrowers ended up being 640, and today its 660, though many borrowers have experienced ratings more than 700. The interest was set by it rates for loans according to borrowers’ credit score and other facets; there is […]

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